Question 1

How can you consistently beat large investment firms and the indexes?

Accepted Answer

- Large institutions don't have to trade daily; they make money from management fees, even if your portfolio loses value. 
- At Rafidi Capital, we only make money when you do. 
- Our sole focus is performance - not asset gathering or quarterly rebalancing. 
- We're in the markets every day, adapting in real time to maximize returns and minimize risk.

Question 2

What is "premium selling" and why is it your main strategy?

Accepted Answer

- Premium selling means we sell options to collect upfront income - similar to selling insurance. 
- If the options expire worthless (which often happens), we keep 100% of the premium. 
- It works in most market conditions and provides consistent, scalable income. 
- This strategy accounts for 90% of our returns. 
- When executed with discipline and active management, it's one of the most powerful tools in modern investing.

Question 3

How do you manage risk?

Accepted Answer

- We actively manage every position and are not afraid to remove risk entirely when conditions change. 
- Unlike traditional funds, we don't stay invested in losing trades - we adapt fast. 
- Hedging, cash preservation, and capital protection are always priorities. 
- Every trading day is a new opportunity to adjust, protect, and position for growth.

Question 4

How are your fees structured?

Accepted Answer

- No management fees. No hidden costs. 
- We charge a simple 20% performance fee - and only on positive gains. 
- If you don't profit, we don't get paid. 
- We also invest our own money alongside yours - over 50% of the capital we manage is ours, ensuring full 
alignment.